What is GST Sahay?

GST Sahay is a digital lending solution that enables instant working capital for micro and small enterprises, without collateral.

Built on the OCEN framework and integrated with India Stack and Account Aggregator, it offers a completely paperless and presence-less financing experience.

Anchors

Jan Aushadhi Kendra stores
Foram Healthcare
Gujcomasol Stores
First Remedy Stores
NCUI Stores

LAUNCH OF GST SAHAY- CREDIT PROGRAM FOR JAK

Ethics Fintech workshops

Benefits to MSMEs

Speed & instant access to liquidity

No collateral, no hassle

Inclusive financing for micro enterprises

Transparent, consent-driven data sharing

Scalable, lender-agnostic platform

Key Features

On-Tap Invoice-Based Financing

Finance GST invoices instantly with no security

100% Paperless & Digital Journey

Collateral-free, unsecured small-ticket loans

GST SAHAY PLATFORM

Key Features

  • Real-time loan approval and disbursement
  • GST invoices as the basis for eligibility evaluation
  • Fully digital and API-integrated with GSTN and lenders
  • Consent-based GST data access
  • 100% paperless, collateral-free process
  • Financing available against individual invoices
  • Short-term working capital support for MSMEs
  • Integration with multiple banks, NBFCs, and fintech lenders
  • Competitive interest rates with faster credit delivery
  • Promotes formal credit inclusion for small businesses

Feature Summary

Quick liquidity

Paperless workflow

Convenience & speed

GSTN & credit data integration

Reliable eligibility

RBI Sandbox tested

Proven compliance

OCEN enabled

Multi-lender scalability

India Stack tools

Faster approvals

MSME focus

Financial inclusion