We are pleased to introduce our fintech services with the primary
objective of offering credit facility solutions to our vast network of
10000+ Jan Aushadhi stores nationwide.
Frequent Questions?
Ethics Fintech Pvt. Ltd. is a platform that facilitates
loan transactions between borrowers and business loan
(Invoice based financing) provider that are
Bankers/Lenders under Pradhan Mantri Bhartiya JanAushadhi
Kendra (PMBJK).
This platform provides you immediate finance to your
invoices without any physical paperwork.
Store should be under JanAushadhi Kendra.
Yes, it is mandatory to give both consent while
registration and loan process.
Current account.
Purchased based invoice.
60 days.
Pay interest on amount which is used (Disbursement), not
on sanctioned entire sanctioned limit.
KYC Documents – Aadhar card , Pan card & GST number & 6
months Bank Statements.
Depends on bank’s credit/risk products.
We have an auto collection method in which you can feed
your internet banking or debit card details and on due
date amount is auto collected or you can manually pay by
yourself before due date.
Mobile number registered with bank account, store code &
Aadhar number.
Depends on bank’s credit/risk products.
Sanction on real time basis & Disbursement as per the bank
policy.